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Regular Rates

*The Bank First Prime Rate is 5.00% as of 6/14/2018.

Deposit Rates

Certificate of Deposits

Comparison table of Certificate of Deposits.
Product Min. Opening Deposit Int. Rate APY*
6 Month $1,000 1.50 1.50
12 Month $1,000 1.99 2.00
18 Month $1,000 2.34 2.35
24 Month $1,000 2.48 2.50
36 Month $1,000 2.53 2.55
48 Month $1,000 2.63 2.65
60 Month $1,000 2.98 3.00
**36 Month Raise Your Rate CD Special** $5,000 2.98 3.00
**60 Month Raise Your Rate CD Special** $5,000 3.22 3.25

*APY = Annual Percentage Yield. Certificate of Deposit accounts are a term investments. A penalty may be imposed for early withdrawal. The rates shown above are valid as of today’s date.

**Raise Your Rate CD Specials: Annual Percentage Yield (APY) is accurate as of 8/8/2018 and is subject to change at any time. $5,000 minimum balance and an active Bank First checking account are required to obtain these specials. At your discretion, rate may change after the account is opened; one time rate raise applies to our currently published rates for the remaining term on your Certificate of Deposit (CD special rates do not apply). Interest compounded and credited semi-annually. Limited time offer. Personal accounts only. Penalty for early withdrawal.

Interest Checking

Comparison table of Interest Checking.
Product Min. Opening Deposit Int. Rate APY*
First Rate
$2,499.99 & Under
$100 0.05 0.05
First Rate
$2,500.00 to $9,999.99
$100 0.10 0.10
First Rate
$10,000.00 to $24,999.99
$100 0.10 0.10
First Rate
$25,000.00 & Over
$100 0.10 0.10
Money Market
$2,499.99 & Under
$100 0.10 0.10
Money Market
$2,500.00 to $9,999.99
$100 0.30 0.30
Money Market
$10,000.00 to $24,999.99
$100 0.40 0.40
Money Market
$25,000.00 & Over
$100 0.50 0.50
Money Market Elite
$9,999.99 & Under
$100 0.50 0.50
Money Market Elite
$10,000.00 to $49,999.99
$100 1.00 1.00
Money Market Elite
$50,000.00 to $99,999.99
$100 1.00 1.00
Money Market Elite
$100,000.00 & Over
$100 1.24 1.25
Business Money Market Elite
$9,999.99 & Under
$100 0.40 0.40
Business Money Market Elite
$10,000.00 to $49,999.99
$100 0.60 0.60
Business Money Market Elite
$50,000.00 to $99,999.99
$100 0.80 0.80
Business Money Market Elite
$100,000.00 & Over
$100 1.00 1.00
Health Savings Account
$2,499.99 & Under
$100 0.50 0.50
Health Savings Account
$2,500.00 to $9,999.99
$100 1.00 1.00
Health Savings Account
$10,000.00 to $24,999.99
$100 1.00 1.00
Health Savings Account
$25,000.00 & Over
$100 1.00 1.00

Savings

Comparison table of Savings.
Product Min. Opening Deposit Int. Rate APY*
First Savings
$2,499.99 & Under
$100 0.10 0.10
First Savings
$2,500.00 to $9,999.99
$100 0.10 0.10
First Savings
$10,000.00 to $24,999.99
$100 0.10 0.10
First Savings
$25,000.00 & Over
$100 0.20 0.20
Savings Elite
$2,499.99 & Under
$100 0.00 0.00
Savings Elite
$2,500.00 to $9,999.99
$100 0.00 0.00
Savings Elite
$10,000.00 to $24,999.99
$100 1.50 1.50
Savings Elite
$25,000.00 & Over
$100 2.00 2.00
Holiday Savings
$2,499.99 & Under
$100 0.05 0.05
Holiday Savings
$2,500.00 to $9,999.99
$100 0.05 0.05
Holiday Savings
$10,000.00 to $24,999.99
$100 0.10 0.10
Holiday Savings
$25,000.00 & Over
$100 0.20 0.20
IRA Savings
$2,499.99 & Under
$100 0.15 0.15
IRA Savings
$2,500.00 to $9,999.99
$100 0.50 0.50
IRA Savings
$10,000.00 to $24,999.99
$100 1.00 1.00
IRA Savings
$25,000.00 & Over
$100 1.00 1.00

*APY = Annual Percentage Yield. Interest Checking and Savings are variable rates are valid as of today’s date and are subject to change. Fees could reduce earnings on the account.

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