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*The Bank First Prime Rate is 4.75% as of 3/26/2018.
 

Deposit Rates

Certificate of Deposits

Comparison table of Certificate of Deposits.
Product Min. Opening Deposit Int. Rate APY*
6 Month $1,000 1.25% 1.25%
12 Month $1,000 1.79% 1.80%
24 Month $1,000 2.09% 2.10%
36 Month $1,000 2.44% 2.45%
48 Month $1,000 2.58% 2.60%
60 Month $1,000 2.98% 3.00%
**12 Month Relationship CD Special** $1,000 2.14% 2.15%

*APY = Annual Percentage Yield. Certificate of Deposit accounts are a term investments. A penalty may be imposed for early withdrawal. The rates shown above are valid as of today’s date.

Interest Checking

Comparison table of Interest Checking.
Product Min. Opening Deposit Int. Rate APY*
First Rate
$2,499.99 & Under
$100 0.05% 0.05%
First Rate
$2,500.00 to $9,999.99
$100 0.10% 0.10%
First Rate
$10,000.00 to $24,999.99
$100 0.10% 0.10%
First Rate
$25,000.00 & Over
$100 0.10% 0.10%
Money Market
$2,499.99 & Under
$100 0.10% 0.10%
Money Market
$2,500.00 to $9,999.99
$100 0.30% 0.30%
Money Market
$10,000.00 to $24,999.99
$100 0.40% 0.40%
Money Market
$25,000.00 & Over
$100 0.50% 0.50%
Money Market Elite
$9,999.99 & Under
$100 0.50% 0.50%
Money Market Elite
$10,000.00 to $49,999.99
$100 0.75% 0.75%
Money Market Elite
$50,000.00 to $99,999.99
$100 1.00% 1.00%
Money Market Elite
$100,000.00 & Over
$100 1.15% 1.16%
Business Money Market Elite
$9,999.99 & Under
$100 0.40% 0.40%
Business Money Market Elite
$10,000.00 to $49,999.99
$100 0.60% 0.60%
Business Money Market Elite
$50,000.00 to $99,999.99
$100 0.80% 0.80%
Business Money Market Elite
$100,000.00 & Over
$100 1.00% 1.00%
Health Savings Account
$2,499.99 & Under
$100 0.20% 0.20%
Health Savings Account
$2,500.00 to $9,999.99
$100 0.20% 0.20%
Health Savings Account
$10,000.00 to $24,999.99
$100 0.60% 0.60%
Health Savings Account
$25,000.00 & Over
$100 0.60% 0.60%

Savings

Comparison table of Savings.
Product Min. Opening Deposit Int. Rate APY*
First Savings
$2,499.99 & Under
$100 0.10% 0.10%
First Savings
$2,500.00 to $9,999.99
$100 0.10% 0.10%
First Savings
$10,000.00 to $24,999.99
$100 0.10% 0.10%
First Savings
$25,000.00 & Over
$100 0.20% 0.20%
Savings Elite
$2,499.99 & Under
$100 0.00% 0.00%
Savings Elite
$2,500.00 to $9,999.99
$100 0.00% 0.00%
Savings Elite
$10,000.00 to $24,999.99
$100 0.75% 0.75%
Savings Elite
$25,000.00 & Over
$100 1.00% 1.00%
Holiday Savings
$2,499.99 & Under
$100 0.05% 0.05%
Holiday Savings
$2,500.00 to $9,999.99
$100 0.05% 0.05%
Holiday Savings
$10,000.00 to $24,999.99
$100 0.10% 0.10%
Holiday Savings
$25,000.00 & Over
$100 0.20% 0.20%
IRA Savings
$2,499.99 & Under
$100 0.15% 0.15%
IRA Savings
$2,500.00 to $9,999.99
$100 0.50% 0.50%
IRA Savings
$10,000.00 to $24,999.99
$100 1.00% 1.00%
IRA Savings
$25,000.00 & Over
$100 1.00% 1.00%

*APY = Annual Percentage Yield. Interest Checking and Savings are variable rates are valid as of today’s date and are subject to change. Fees could reduce earnings on the account.

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