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Business Loans

When your business needs a loan, whether large or small, Bank First is your first choice.

At Bank First, we strive to deliver a superior banking experience by providing personalized customer service and beneficial financial solutions. We accomplish this by building relationships with local businesses and their employees. These relationships give us the ability to provide flexible, customizable solutions that are value driven. All decisions are made locally by an experienced team of bankers who live in the communities we serve and understand the needs of area businesses.

Working Capital Lines of Credit

As your business grows, so may your need for additional capital. Bank First offers seasonal and working capital lines of credit to operate your business and cover ongoing expenses. You have immediate access to funds when needed and you only pay interest on what you use! A working capital line of credit is the perfect way to maintain financial flexibility, so your business is ready for anything.

Equipment Loans

Bank First offers a multitude of options to help you acquire the equipment you need to keep production running smoothly. Buy or repair existing vehicles, computers, agricultural equipment, and more. With competitive rates and flexible terms, you can continue building your business while making affordable monthly payments. Let our expert team of bankers help you stay ahead of the competition.

Business Expansion Loans

Bank First takes pride in facilitating continued business expansion in the communities we serve. We offer a variety of long and short term options based on your cash flow needs and will guide you through the process from start to finish. Get the financing you need to invest in your business at Bank First.

Real Estate Loans

When it is time to purchase, refinance, or renovate your business space, our experienced team of bankers will work with you to structure an affordable real estate loan. All loan decisions are made locally, allowing us to provide flexible, customizable solutions. Give your business the room it needs to grow with Bank First.

Construction and Development Loans

Looking to custom-build your business from the ground-up? Our experienced team of bankers will guide you through the entire process. Bank First manages the entrepreneur’s financial concerns by providing construction lines of credit for both residential and commercial developments. Build your business the way you want it with Bank First.

Government Guaranteed Lending

Small businesses are the backbone of any community. Bank First is proud to partner with local government agencies to provide the best options for your business. The Small Business Administration (SBA) and other government guaranteed loans offer the financing you need to grow. Our team of bankers is experienced working with government guaranteed financing programs and would like to put that experience to work for you. Bank First offers the following programs:

  • SBA 7(a) Loans: SBA’s primary program for term loans and working capital lines of credit.
  • SBA 504 Loans: Long-term, fixed asset and owner occupied commercial real estate.
  • WHEDA Loans: Available primarily to small businesses and farms, these programs are intended to provide essential financing needed to stimulate Wisconsin’s economy.
  • Farm Service Agency (FSA) Loans: FSA’s Guaranteed Farm Loan Programs help family farmers obtain loans from Bank First at reasonable terms to buy farmland or finance agricultural production. 

Agriculture Loans

At Bank First, we understanding farming has been a way of life for generations in Wisconsin. Whether you run a large agricultural operation, own livestock, or have a small family farm, we are here to help you thrive with affordable loans options. Short, immediate, and long-term financing is available at both variable and fixed rates of interest. 


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